There are many public health insurance plans and options that make healthcare accessible to all West Virginia residents. These services are provided by the U.S. federal government or West Virginia Medicaid and Medicare programs. These public health insurance programs are available to you in the event that you are unable to afford other health insurance options, you reach the appropriate age bracket, or are disabled.
Click on an area below to be taken to more detailed pages about Obamacare (the Affordable Care Act), Medicaid, or Medicare programs, plans, options, and FAQs.
Obamacare, The Affordable Care Act
Obamacare, or the Affordable Care Act, refers to any health insurance plan that can be purchased through the federally operated Health Insurance Marketplace. When applying for Obamacare, you may also potentially qualify for cost assistance or government subsidies. These subsidies can help to offset your public health insurance costs.
Learn More About West Virginia Obamacare options, government subsidies, and how to sign up.
West Virginia Medicare
West Virginia Medicare is the federal health insurance for those who are 65 years of age or older, or who have a specific disability such as end-stage renal disease. If you have Medicare Part A today, you meet the requirements for qualified health coverage per the Affordable Care Act. Medicare Part B, unfortunately, does not meet this requirement so you will need additional health insurance coverage to avoid the Affordable Care Act penalty. West Virginia has one of the highest percentages of residents that receive Medicare benefits in the nation at 21% of the total population.
West Virginia Medicare programs and services include:
- Original Medicare Plans - Part A (hospital insurance), Part B (medical insurance)
- Medicare Advantage Plan - Part C
- Medicare Rx Plan - Part D (prescription drug)
- HICAP (Health Insurance Counseling & Advocacy Program)
Learn More About West Virginia Medicare Plans, what they cover, and how to sign up.
West Virginia Medicaid: Health Insurance For Low-Income
West Virginia Medicaid is the state-funded health insurance for low-income individuals, families, pregnant women, and those with disabilities. West Virginia recently opted to expand Medicaid coverage and as a result, about 200,000 new people are now receiving services covered by Medicaid.
West Virginia Medicaid programs include:
- Help Me Grow
- WiseWoman Program
- Various waivers
Learn More About West Virginia Medicaid plans, options, and how to sign up.